I got a call on the phone from a man with beneficial client care, James Vitot. He told me that I had been approved for a Mastercard for $2500. However, I would have to pay an advance, one time fee of $246. I was skeptical at first but took the offer anyway.
I was told that it would take 2-4 weeks after the debit date to recieve my card. I haven't recieved anything and when I called about this a young, confused sounding girl told me that I wouldn't be getting a card at all.
By this time I was angry because I realized it was fraud so I contacted their processing company to see if i could get my money back and they told me to contact my bank. I haven't heard from the bank yet, but am pursuing the company and the processor they use.
The first processor is Pacific Merchantile Bank of California, (1800 498 3063). However, Beneficial is not a direct client of theirs but they gave me a more direct number 800 476 4828.
When asked if i could get my money back they young girl on the phone responded that it was a nonrefundable fee.
I think that's crap and consider the transaction invalid because of false and undisclosed information.
Kelly
St Louis, Missouri
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