I too signed up with Richard Brennan's office for credit counsling services. I was told (by SOS Debt management) the first payment was $199 after the first payment it would drop for the remainder of the program to $109.
The second payment taken from my account was $199. I noticed this when my card was declined due to my bank being over drawn.
I called Richard brennan's office and was told they would correct it imediatly and refund me for my overdraft charges. That was back in december.
Since then i have called repeatidly trying to get my money back. After my account was deliquent for two months my bank was going to turn me over to some company and file charges. So i had to pay them $400 to bring it up to date since it sat so long.
The helpful rep that said they would take care of it was no longer with the company after a few weeks of them taking my money! Convenient? I think so!
In january when this so called law office tried to take the monthly payment from my account and it was declined thats when they decided to call me. Even though i had called numerous times trying to contact them!
I was told that they were not responsible for it! I had to contact Consumer credit counslers of america. So i did, and then they told me that it was SOS debt management who then told me it was law office!
I have been sent in circles since december and still no money back!
The real toppers is i told them FOUR times they were not authorized to money out of my account and they still did! And what did they do with that money? Pocketed it! They didn't pay any of my bills and they have now all been reported to my credit and has ruined my life for the next 5 years.
I was also told i could easily monitor my account online when i signed up. I just found out that it is a propossed project that won't even begin until 2008! I have to call the creditors to find out whats going on.
And one more thing. I had to close my bank account since they refused to stop taking my money and when i went to open another one it is now on my record of the overdraft fees!
So i am suing! I am taking every charge i can to court from internet fraud and unauthorized banking transactions to age disrcimintaion (one of there reps told me she didn't care what was going on because i'm young and can't do anything about it!)
See you in court Richard Brenann "atty at law".
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