I noticed i was paying an extra 120 per month on my mortgage. I called asc to see why they said it was for escrow on insurance. I told them i have insurance i hade to pay one year in advance in order for option one mortgage to finance me. So they said send me a declaration page. So I did faxed and mailed it. I called to see if they recieved my fax and mail and i was told yes they were in vestigating itcould take 30 days ok no problem right wrong.
After thirty days my mortage was still high. So i called they said they hadent recieved my decloration paper they saw i called before but was no file issued. So i started a new file again only i got my insurance co involved this time they called for me and faxed papers showing my proof of insurance.
To make a long story short after on year of calling and faxing proof i still pay this escrow of insurance. But now they say its becouse option one mortgage stoped payment on my second mortgage or something like that. To this day i dont know what i am paying for but im a first time home buyer with know idea whats wright or wrong. Ps i also got stuck with the previous owners taxes which i hade to add to my mortgage bring my payments to 1900.00 per month on a 168000 dollare house im being screwed what can i do
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