Complaint / Review
1st Financial Bank USA
Fraudulent billing, excessive charges, refusing to honor payoff's

This is a credit card company that targets high school and college students. They issue credit cards with high available credit to students that are full time students with no jobs, no source of income are relying on parents for their full support.

After hooking the student they charge a very high interest rate, high late charges and should you be late with a payment they will call everyone that is listed on your profile and harass them demanding that they give them information to do a check by phone.

This is after you have received information from them that their computers have been compromised and that your personal information may have been compromised and that they are issuing a replacement credit card for your safety. They also want to charge you an extra fee when you give them the check by phone information (a processing fee).