Back in 2001 my husbands plant shut down after 9/11 and was on unemployment for 1 year. We tried to deal with the Washington Mutual/Providian Credit to see what we could do. Never helped us out but found rather rude. Then we moved to an area where it was seasonal to no jobs, ones with low pay.
Finally, when we thought we were 2 steps ahead and ready to make good on creditors WHAM! Husband was back on unemployment.By then it was too late for these unsecured creditors. The Providian account which was opened in 1998 was then closed in 2003.
Then the letters came from Portfolio Recovery. Which they opened in 2004 but checked on Credit Report and see that it has been closed since 12. Now they have sent a Summons to which they are the Plaintiffs looking to collect something we don't have. Checked on usacomplaints.com site and had seen that we are not the only ones with issues from Portfolio Rec.
We have for the last 2 years tried to work with Porfolio to see if we could come up with a settlement. We only sent letters to them for I refuse to call these people for the fear of harassment and then some. The never replied to our request to work with them. They are unfair and unwilling.
We are considering letting this go all the way to Court and do bring up the fact they are on this site. Now, I am looking for a good Attorney!
0 comments