I filled out an application on their web-site for a personal loan in the amount of $10,000. I never got a reply, so I contacted their e-mail through their web-site to find out what my status was.
Finally I got a call from Amanda Armstrong telling me that I was approved for the amount I requested—but a collateral deposit was required (15% of the inital amount of the loan, $1500), I told her I would have it soon, she then told me she would e-mail me the loan documents and told me when I was ready to make the payment to send the signed documents along with copies of my check stub, driver's license, and social security card.
A couple of weeks later I fullfilled the fax requirements, and called Amanda to tell her that I had and what I needed to do next—she told me all that was left was the deposit. I told her I had it, so she transferred me to a man that gave instructions on how to make the payment, and told me from then on out customer service would be handling the process and if I had any questions to contact them.
He told me to Western Union the money to: Norman Blake in North York, Ontario Canada. He told me that the fee for the wire ($98) would be reimbursed to me when I received my funds—so I agreed.
A few days passed and I got a call from them, they told me that the "lenders" were requiring insurance for the loan because I am a high-risk borrower. I immediatly questioned this because Amanda never mentioned this to me, and told the rep that I felt like I was getting scammed at this point.
He immediatly transfered me to Chris Corban ("Customer Service Supervisor") who was very, very, very, extremly rude with me and claimed that I was being rude (probably because he thought I had caught on their scam) and hung up on me!!! I called back—guess who I got, thats right you guessed it Chris Corban.
He decided that he would try and work with me. He told me that the insurance would cost $1200, I told him I didn't have it, later in the coversation he changed the amount to $1500 (What an Idiot!). He ended up pulling the same act he had done with me earlier (telling me I was being rude and I was yelling at him—when he doing both with me on the phone) and hung up on me again! I just wish I had recorded the conversations, it was truly shocking!!!
My boyfriend called him back, Mr. Corban at this point decided to work with him (after my boyfriend straightened him out) and lowered the insurance payment twice: first to $800 then to $730 because of the wire fee. He said the remainder of the $1500 would come out of the loan funds once I received them.
Of course we did not have the money, so my boyfriend borrowed it from a relative that didn't have it to give because we "knew" the loan be there in a couple of days (maybe hours).
Later that night we wired the money to the same place and contact. Even later that night we conducted research on the comany (we should have done this first!!!), and found everyone else's story!!!
The rest of my story is a rebuttal on all the other's that were ripped-off by these Con-Artists—I strongly suggest you take time to read it, especially if this happened to you, because the ending is where I Out-Smart them!!!
Silver
Indianapolis, Indiana
U.S.A.
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