Usacomplaints.com » Business & Finance » Complaint / Review: Premier Financial Group, Stratus Insurance Company, Johnathon Carver - Having to pay money to recieve a loan is a ripoff! Kingston. #229509

Complaint / Review
Premier Financial Group, Stratus Insurance Company, Johnathon Carver
Having to pay money to recieve a loan is a ripoff! Kingston

I was on the internet searchin for a personal loan that caters to people with a poor credit background. I was contacted at home by a Mandy Thorne with Premier Financial Group. She indicated to me that i was approved for a loan of $5,000 that is payable over 3 years at a fixed interest rate of 17% and a monthly payment of $167.68 USD per month. She told me inorder to recieve my funds i would have to secure my loan by either some form of collateral either my car or home, having a co-signer with perfect credit or pay a security deposit incase i default on my loan. Since my only option was to come up with money to secure the loan and purchase insurance on the loan i was told the deposit would be $550.00 and once they recieved that payment my loan would be wired into my back account within 2-3 business days. Mandy informed me that once they recieved my deposit someone from Customer Relations would contact me to further process my loan. I recieved a call from a Johnathon Carver who told me that he would be handlin the process of my loan now and he recieved all my information and was in the process of findin an insurance company to secure my loan. I contacted him the next day and he told me he found and ins company to secure my loan but they felt that my deposit of $550 was no an adequate amount due to my credit background
once i sent them the additional fee through money gram i would contact him with a reference number and my loan would be processed and wired into my account within 45mins to an hour..

Well i borrowed the money once again and sent them payment. Did not see anythin posted in my account. I contacted Johnathon and he told me for some reason there was a red flag on my account he would find out why and contact me back. He later told me that i needed to pay taxes on my loan due to alot of crime and money laundering goin on down there and that was the only way to finalize my loan

So as desperate as i was to get this money to get myself out of debt i borrowed money again to send the remaining amount. Once Johnathon confirmed my information and confirmed my final payment he told me everythin was good to go and my loan was finalized and i should be recievin my funds. Well for the past 5 days now i have been going back and fourth gettin the run around to get my funds he keeps tellin me its been wired then offered to cancel wire transaction and send me a loan check via UPS i am to contact him tomorrow to recieve tracking information. Truth be told ive been scammed and in the process of filing more complaints..


Offender: Premier Financial Group, Stratus Insurance Company, Johnathon Carver

Country: Jamaica   State: Nationwide
Address: 65 OLD HOPE RD SUITE 608
Phone: 8764351006

Category: Business & Finance

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