In SOMEBODY applied for financing for several Hot Tubs, and without my knowledge OR consent, used MY name, and personal data on the application.
Textron approved the financing without even TRYING to verify the information provided on the credit application...
They could have EASILY discovered that the application was an act of fraud if they had simply tried calling the phone number the applicant provided.
In when they tried to sue me for the funds, they first managed to find my HOME phone number, which was not on any of the paperwork or application they had on file...
I gave them my mailing address, and they sent me copies of all the paperwork they had my name on. I then contacted them notifying them that they didn't have MY signature on ANY documents in their posession except for on the postal signature slip I had to sign before the mailman would hand me the papers Textron had sent me.
After they sent me the paperwork they claimed to have my signature on, and therefore got verification that the address I gave them WAS my CORRECT address, one of their "recovery specialists" called me and appologized for having previously sent notices to the address given on the application, then to the address the postal service reported as being that person/businesses new address, and admitted that they NEVER previously had MY data
About 2 weeks later, they filed to sue me, and put the address from the original Textron application as the address the Summons was to be served to.
They then took advantage of the CROOKEDNESS of the Coffee County, Alabama Sheriff department, who was supposed to serve me with the summons.
The Summons was addressed to a location I have NEVER lived... But instead of following the letter of the law, and returning the summons to the court signed by the deputy with note on summons stating "Defendant is NOT LOCATED at the address provided." (which, he legally should have done.)... The sheriff Deputy (Sheriff Deputy Petty) instead signed that he had "personally served" me with the summons AT the listed address!!!
When I contacted Petty, he admitted that he had never served me with ANY legal documents, and further stated that his boss told him to mark the paperwork that way because if the paper is turned over to the court saying it was served, the Sheriff'd department gets paid for serving it... But if they can't serve the summons for some reason, then the Sheriff Department doesn't get the money either.
Textron then placed a garnishment on my pay, and thereby STOLE literally just a few pennies short of $20,000 from me.
The only way I ever found out about the court action was by noticing the garnishment on my paycheck, asking my employer about it, and THEY gave me copies of the garnishment paperwork.
I then called and Emailed Textron about the situation... They then called me back, appoligized for the SCREW UP on their end, but went on to tell me that as long as they finally had payments going to them, they didn't really care where or who the money was coming from... They told me that even though they only got the garnishment by filing the court case against the wrong person, to an address that person didn't have any reason to go to, they were NOT ABOUT TO do anything that would stop their FREE INCOME even though it was coming from a WRONGLY ACCUSED person.
I would NEVER recommend Textron Financial even to my worst enemy, for ANY kind of financing or financial advice.
If they can't even care enough to try verifying info provided on credit applications BEFORE approving the credit or financing... How on earth could ANYBODY ever trust them to do ANYTHING ELSE honestly, or correctly???
Even if they DO obtain correct information, and somebody else applied to them under your name... Chances are, they will continue to send any paperwork you'd need from them to know about any legal action taken by them to the address that was on the original application instead of risking losing a court case by actually letting YOU find out about the case, and having a chance to defend yourself, and prove that your identity had been stolen, or fraudulently used by somebody else.
AVOID Textron Financial like the PLAGUE!!!
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