I called to simply ask a question and was spoken to by someone who sounded like a fired ex-car-salesman trying to sell me a car with no tires.
He was an extremely rude, fast talking unprofessional man who informed me that he was required by the "state" to send me an "adverse letter". I ask why, was told that "because I did't obtain a loan it was necesary to send the letter". Thus, going on my credit report that I was refused the loan.
I never ask for a loan and have never heard this type of statement before. Am I mistaken in thinking that the information he gave me is incorrect?
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