Complaint / Review
Financial Recovery Services, Resurgent Capital, LVNV Funding LLC, Citibank
Financial Recovery Services, Fran Boyd, Resurgent Capital. LVNV Funding LLC, Citibank FRS-Financial recover Services KNOWINGLY attempts OOS Collections!

These morons are just too much. First, they send a letter to my Mother's house [I have a different address and phone].

Second, they are attempting to skirt a CEASE COMMUNICATIONS request I sent during the past year to their current "client" RESURGENT CAPITAL and the alleged "creditor" LVNV Funding, LLC. With a reference to a CitiBank acct. I would think Citibank would be listed as the creditor as they are the ONLY actual creditor on the list.

They will claim to not know anything about a CEASE COMMUNICATIONS letter, but ignorance is no excuse. It should be in the file if indeed RESURGENT cAPITAL is their "client". It would not apply if they bought the debt.

The "debt" is clearly referenced as "OOS" which means OUT OF STAT, which means LEGALLY UNCOLLECTABLE.

Well, time to hammer some more BOTTOMFEEDERS. It's just more free money!

Also, they use a CA address for the origination of the collection letters, and use only a PO Box for a business address on the collection letter. The only way I got a physical address was to do a web search. A very shady bunch of scumbags here.

Here are the addresses they use:

Financial Recovery Services, Inc.
Aka: FRS
P.O. Box 385908
Minneapolis, MN. 55438-5908
888-411-4684

Attn: Fran Boyd
Account Manager

Return address from collection letter:
[No Name]
Dept 813
PO Box 4115
Concord, CA. 94524

Time to educate these monkeys!