Everything everyone has already written about this company describes my situation and some. I opened an acct. With Cross Country bank just to build my credit, I always had a balance of $250 on my statements after I had already paid my yearly fee. Every month they were calling me that my payments were late and that they would charge me a late fee of $30 dollars. I called them I don't even know how many times, I lost count, just to despute the late fees because I hadn't made any purchases and the date they gave me as my due date was wrong according to their records. To end a very long and stressful story, I stopped letting them take anymore money from me, I stopped paying them. They are now sending me threatning letters and they have reported me to credit bureaus. I don't know what to do, I can't believe I have to sit back and let these people get away with this.
Yesenia Gonzalez
Miami, Florida
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