I already submitted a complaint for Advance Business Development (Jeremy Cobbs) and Educational Sales and Marketing, LLC. Now I have to submit this for Horizons Finance, the crooked company that originally handled the financing for my ripoff of $5,000.00 in 07/05. These pieces of garbage immediately sold my account to a financing company in MO - I paid them in full last year. Imagine my surprise when I received a collection notice from EPN, Inc.in Provo, UT in 05/06! This deceitful company fraudulently reported my account as unpaid to a collection agency! I thought this was taken care of when I provided EPN, Inc. Proof of payment, but Horizons did it again!!! OR, EPN, Inc. Is in cohoots with Horizons. These filthy pigs can attempt to ruin my credit all they want, but no one is getting a dime out of me. I take responsibility for being screwed over the first time and "moved on" after the BBB and the State of Utah Department of Commerce told me it was my word against theirs. I am not paying any more, though. All the individuals complicit in this are doing nothing but building very very bad karma. Too bad I won't be around to see it when it happens.
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