In 2001 we refinanced to get away from another lender from hell GREEN POINT we some how got stuck with Flagstar
We have had to file bankruptcy over there incompetence we have not seen any statements for almost 4 years when we did send them payments they held on to them until they where late and applied late charges
Then they would take payments then send back payments telling us for no reason they could not be accepted they tried to forclose on us 4 times after excepting payments
We both have Leukemia and even called them they sent paperwork for hardship we filled it out and them they really started the ride
We made as much as 3-4 payments at a time tring to catch up but they are always saying we are behind they state we are behind this started when we were out of state tring to get medical help our home owners insurance lasped since Fidelity Title new gave us clear title to our home that took 6 years
So we could not get insurance so Flagstar put on insurance for almost 1,700.00 a year when we could get it for 650-700 a years we have never seen a policy our payments went from 689.00 amonth to 960.00 amonth and they say we are at lease one year behide in payment
When we finally got a spread sheet for our loan the say we owe 3,000.00 in attorney fees and our payoff is 8,500.00 more than we ever borrowed So if ANY ONE says that there is nothing wrong with Flagstar of Troy Mi. They are morons.
We are not tring to refinance out and our new attorney is going after them we have even discussed this mortgage fraud with state goverment court officials and they are SHOCKED but sitting on thier hands NEVADA IS THE WORST STATE FOR FRAUD
Do not feel alone you are not the only one who has been ripped off by FLAGSTAR Thank you.
Suzie
Las Vegas, Nevada
U.S.A.
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