Our mortgage was transferred from OCWEN to America's Servicing Company in April. I was uncomfortbale with this transfer because there was no website and I had no payment slip. I called ASC prior to the transfer and they said there was nothing they could do until I got a loan number.
Well lo and behold, that came in the middle of April, 15 days after my payment was due. So, I paid May, I paid June, I paid July. Well in July I got a phone call saying that they did not receive my June or July payment. My bank statement has a note of payment for the June and July payment, but because it is an ACH payment they do not get a check back nor do they get any other information than the check was credited to an account. SO, here I sit with no June or July payment credited to my account, but someone has the money—because I don't have it.
This is not right. My husband and I live with very little extra money, how are we supposed to come up with $1300 plus the extra $50 a month they are charching us for the next year. This is so not right.
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