America's servicing co. Is trying to force forclosure on me by adding to my payment. They are trying to force me to escrow taxes and insurance on this loan which is a 2nd mortgage. I escrow my taxes and ins. On my primary mortgage. They now have succeded in making my credit score drop 100 points.
I tried to record their calls, so I can have some evidence, but when I tell them I am recording their calls they say MD is a no record state and hang up.
I sold a rental property last year and in my contract I had a form that said if the property is sold there is no pre-payment penalty. They refuse to give me my $2500.00 pre-payment penalty money back. Therefore I got very gunshy.
When they started billing me for escrow monies, I refused to send it. I have never been late on a payment, but they now have me down for two lates so my credit score has dropped.
This is the worst company that I have ever had the displesure of dealing with. Their employees are awful, rude, and obnoxious. Keeping in mind that my attitude is not at it's best.
I am in the process of writing to the office of thrift supervision, The federal trade commission, and the attorney general. And I am looking for an attorney to take my case to sue them for ruining my credit rating. As an investor this is crucial. I emplore anyone that reads this to get rid of america's servicing co and wells fargo because they are one and the same.
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