I was looking for a personal loan and I ran across Royal Oak Financial and filled out their simple questionaire. After that day I thought no more about it, until I received a call 2 weeks later from Debra Johnson informing me that my request was turned down, but she was happy to say that they found a third party lender to give me the money, I just needed a co-signer or pay for insurance for 1,120.79.
I though this was to good to be true. I told her that I would contact her the following week with my decision. She said ok I will e-mail you the paperwork.
The following week I decided to go aheard with the process. I looked the company up with the BBB and it seemed as if every thing was fine. I went to money gram to try to wire the money and representative there said don't do it it is a scam. He tried to call the company hisself but received no answer. I thanked him.
I went back to work and called Debra Johnson and she assured me that everything was ok, and sorry that it took her a while to call me but she had got to work late because her daughter was sick (she is a damn good lier and to use your kids if that's even true). The following day I went to wire the money but this time I went to a western Union instead. I called her and gave her the info and she assured me that she would give me a call on Friday 6-16-06 and that I should receive the money on that day or on Monday 6-19-o6.
Well not true. I have tried to call this woman all day no answer no return call or anything. Sunday night I got on the internet and went to internet search and found all these rip off reports on this company and I knew then I got scamed. It's unfortunate I didn't know any better and I should have listed the the individual at money gram (honestly speaking when we are sent a sign we should listen because this individual did not have to warn me because they were losing money.) But as I look back I thank God that there are still some honest people in this world.
If any one knows or has an idea of how togo about retrieving the money lost it would be helpful. A few words to those in my situation always pay attention to the red flags raised and never second guess your first thought.
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