First of all, all credit cards are inherently evil. Your interest rates could go up if the sun rises the wrong way.
I lost my job due to wrongful discharge and my husband fell behind on his little Chase card. We called, explained, set up payments and then Chase just ravaged us with at least 5 calls a day, or hourly (I have caller ID so Chase... You cannot LIE on this one) AND they called BEFORE 8 AM which is ILLEGAL.
DO NOT USE CHASE. Better off, don't use credit cards. These banks are getting money from the merchants and even more from the consumers. How much is enough? I guess that greed has a high price.
Now I work again but do NOT use credit cards for this reason.
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