I received a phone call from a representative of Capital Financial. Looking at an opportunity to get a credit card to build my credit I took the chance. I gave them the required information reluctantly, because of all rip-off artists out there. Well I fell for it.
They gave me this line about needing my account number for my checking account to do a background check. They said if my checking account was in good standings I would receive a credit card with a $2000.00 limit. With a $2000.00 cash advance limit, and several other bonuses that I can't recall. They also asked for a $200.00 would be debited from my account and will be credited to my new Capital Financial Card.
They seemed in a big hurry to get this fee. They asked when I might be able to pay the fee. I told them that the money would not be in my account until 3-27-06. Well they took the money out.
Now I've received a priority mail with a bunch of useless catalogs, a useless card to order from the catalogs with, and a letter welcoming me to Capital Financial, with a useless number that has a recording on it saying call back later.
I want to do something about it, but don't know what to do. I want to make them pay for their scamming. I either want them to give back the money or go to jail.
Hazim
Kent, Ohio
U.S.A.
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