I also had a very poor experience with Texas Lending. I began trying to refinance my house in and paid their $100 fee to get started at that time. After 6 months the loan officer still had not closed it. I contacted Kevin Mitchell (the president) several times, who responded to my emails, but it was not helpful. I also stopped by to check on status (the office is down the street from my work) to no avail. At that point my husband lost his job, so it was impossible to refi at that point. Six months later he was working again, and I went back to refinance through them. Three months after that they still had not closed it, so I contacted another company that was ready to close in 6 weeks at a better rate that what Texas Lending finally offered.
In addition, I had to have two appraisals done, $650 total (the second because the first one was so outdated by the time we actually could refi) and I did not even end up needing them for the loan I got.By my estimates, by sitting on the loan for so long and not taking the time to attempt to close it, Texas Lending's loan officers cost me $3000-5000 total. I would never recommend this company to anyone.
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