When Primerica - representing Citicorp Trust Bank came into my home to refinance my mortgage I was told upfront that there were not points added to the loan. Then at the time of closing there are points but they are disguising them as something else. Their interest rates are outrageous! I should never have gone through with this high interest rip off loan! I've had it for a month and am now refinancing it. On the NOTE it claims that you can make prepayments, payments to the principal etc. But there is an addendum that is burried on page 13 that says there is a pre-payment penalty of over $4,400.00. These people should be put out of business. I am telling everyone I know never to do business with any CitiCorp or Primerica representative. I should have been more careful!
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