Complaint / Review
Merchant Credit Guide
Ripoff

Hi I received a letter saying I owed 1021.00 for a credit card I never had (first bank). My credit is so bad that no one would give me credit. I have never had a credit card yet merchant feels the need to collect on a false one.

I have talked to merchants about this and they are rude and say vulgar things to me on the phone. I asked to talk to a supervisor and was told he is also too busy to talk to me on the phone and I just needed to quit wasting his time.

I left a message still no response. But we could settle the account for 510.62. This is a scam I have never had a card and the neat thing is they have an address from 6 years ago and the last 4 digits of my social. These guys are sad!