On Jan. 9 I received a letter dated Dec. 29 from Merchants' Credit Guide Co. Stating that they represent CFB Financial III LLC, that the original creditor is Shell Oil and that I owe them $665.47.
That same night I called the telephone number 866-371-6934 to dispute the letter. I stayed on hold for one hour from 7:19pm to 8:19pm. With no response, I hung up.
The next day, Jan 10 I found Merchants Credit Guide Co. On the internet and e-mailed (I have copy) the infamous Ken Hughes Colecton Agency Representative telling him that I NEVER had an account with either CFB Financial nor Shell Oil and that I registed their company with Usa Consumer Complaints.com and that I was going to report them to the three Attorey Generals namely Illinois, New York and Pennsylvania. I also told them that I expect a response from them clearing my name on the three credit agencies.
The e-mail came back to me from Dameon reporting a failure to send and that no such e-mail exists.
Today Jan. 18 around 4:30pm I receive a recording stating that there was a very important message and for me to return the call to 888-249-4134. I immediately returned the call and someone named Ramon answered.
Well, I blasted him. I told him that I NEVER had any accounts with either two companies and that I reported his company to usacomplaints.com. He laughed. He first asked me for my telephone number which I wuldn't give him and then he asked me for the file number on the letter which is 15-059618568.
He then proceeded to tell me that this account is from 1986 and that I lived at 81 Birch Street, Bloomfield, NJ. I kept telling him that he had the wrong person. Yes, I did live in Bloomfield, NJ but what has that got to do with the price of tea in China? Any previous address is common knowledge with the three credit agencies!
In when I bought my home here is PA I went through an extensive credit investigation in order to purchase my home. Nowhere on any of the credit reports was this outstanding bill to be paid. This is a SCAM
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