In the interest of full disclosure which Compass Bank is not interested in doing, here are some things you should know about Compass Bank
1) They are rude and arrogant and think that just because they put out a pamphlet in 6pt type several pages long, it gives them the right to do whatever they want.
2) God forbid you make a mistake that results in an NSF charge because they bought a program to clear items from your account with the sole purpose of MAXIMIZING NSF fees. They clear items from largest to smallest and tell you they are doing it for your own good!
3) They post debits before credits. Make sure the money is in your account before the deposit or wait until a day after the deposit to spend the money. They will nnail you with bogus NSF fees.
4) Don't use your debit card to reserve things like hotels. The money may be in your account, but if anything clears while that hold is there, they treat it as if you don't have the funds in your account and charge NSF fees.
5) When you use your debit card, the money comes out now. When you return something and the store crdits your card, it takes days for it to post.
6) B of A is a much better choice because they credit deposits right away and they are flexible when you make a mistake. Research your banks and crdit unions to find which one is the lindest to their customers. Compass Bank gives lipservice but doesnt deliver.
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