This company is a scam. I luckily was doing my research on the company before I sent them money. I was told that I was approved for a loan and to send 5 payments upfront and that after that I would not have a payment until 6 months later.
It all sounded very legit, but luckily I got a hold of someone at the Attorney General's office in Rhode Island and she told me that she has had calls regarding the company and even sent the police to the address they gave to find out that the building is actually a condo that has been for rent for a long time. They do not exist, they operate out of canada and want you to wire money as collateral for the loan. Avoid this company like the plague.
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