Complaint / Review
Atlantic One
Ripoff, dishonest, fraudulent credit restoration service

I spoke to a "Lisa" On July 22nd In which she told me the same thing she told everyone else from what I have read! She said That they have seen that I was trying to apply for credit and I was "chosen" for a special offer of a guaranteed credit card with a credit limit up to 5,000 and that they were co-signing for me, and the offer would expire on August 1st. She said there was a One-time fee of 319.00 that would cover all the fees of the card for one full year.

So she asked for my bank account number and like an idiot I gave it to her, but told her I am low Income and wont have the funds available til a few days later, she was very flexible with me on that and gave me til the first of august til they would debit my account. So I said okay.

Well the more I thought about it, it just didnt make any sense that she could not tell me what my credit limit would be, (Only that if i have ever filed for bankruptcy, it would be no more than 1500.00) or my interest rate. She said they wouldnt know until the a bank approves me, and that its up to the bank.

So I asked what bank and she said "we dont know what bank is going to approve you yet" So anyways i researched them on the net and looked them up under "fraudulant companies" or something, and found you guys - and looked them up through you guys, and sure enough there they were!

I cancelled my bank account and opened another (so atlantic one didnt have my account info anymore) I then called them back and told a girl (dont know who) that I thought they were a fraudulant company, and I was cancelling, I didnt give my name I just hung up.

And then "lisa" called me a few days before the first to "make sure the funds were going to be available on the 1st" I told her I cancelled it and she said "you cant cancel, we dont offer cancellations" I said well, I did." and She said "you can't, who did you talk to?" I said " I dont know the girls name, but I cancelled."

Then she very rude-ly said "well then we're just gonna put this on your credit!" and hung up on me and I havent heard from them since. But I know now that they can't put it on my credit, because they are not a real company! And Thank Heaven I caught onto them in time before they got into my account!