I have been contacted by a company called First Credit of America on behalf of My Perfect Credit. They say I owe 59.95 to My Perfect Credit. I originally received a service from a company called Clear Credit when I purchased a 3 in 1 credit report from equifax in 2004. This account was free for a 30 day trial period. When it was Clear Credit I cancelled the service within the first week.
In Feb. Of this year I got a e-mail from My Perfect Credit welcoming me to their company and telling me they couldn't process my credit card. I responded immediately and told them I did not sign up for this and that my Clear credit account was inactive along time ago.
I received a e-mail from perfect credit stating the account was cancelled and I owed nothing. Now I get calls from the collection agency First Credit of America stating I owe 59.95.
I contacted them and was treated so rude I didn't know what to do. The guy said my only resolution was to pay by check, cash or credit/debit. When I refused and stated I still had the e-mail confirming the cancellation he got beligerent with me and started yelling, at this point I hung up and went right to the internet where I discovered I am not the only one with this problem.
I have gotten a address to send the e-mail that confirmed my account cancellation to along with a letter I wrote to dispute this with First Credit of America. The address, which was given to my by My Perfect Credit, is a follows
First Credit of America
300 N Elizabeth, Suite 220 B
Chicago, IL 60607
I would suggest any of you who still have the email make a copy and write a letter and send to the above address. I also filed complaints with the BBB about both companies as well as a complaint to the Federal Trade Comission www.ftc. Gov.
If anyone else has any suggestions please reply.
Raini
Deer Park, Washington
U.S.A.
Notice!
&IMPORTANT File your consumer complaints now&
FYI, Attorneys General nationwide, FTC, FBI, US Postal Inspectors, Homeland Security, US Justice Department and most other Authorities Including Government Authorities in more than a dozen other countries and Local & National News Media all view consumer complaints. We'll put YOU in contact with them if you want them to help further your cause, YOU make that choice when you sign into your consumer complaints account. It is important to file with the authorities, but, consumers and other authorities never get to see what consumers filed with any other agency not even the BBB! All they do is suck in your info and no one else gets to see it! That is why it is important to ALSO file with us here at consumer complaints. Your filed consumer complaints will more than likely be prominent on the search engines.
Lawyers read consumer complaints too, those attorneys interested in helping your situation or if a Class Action Lawsuit is being filed, consumer complaints will contact YOU with their contact information. We dont give out your info!
0 comments