1) 3 years in a row we have set up impound accounts for property taxes only to have the WSB crooks fail to include the amount in our payments. This Handily creates a debt WSB profits from, unagreed to by us until after the fact! Then due to the "oversight" on their part, they offer to pay the thousands of $ tax due at a small interest rate which we now have a new monthly payment for. 3 year repeat RIPOFF!
2) WSB stole $10,000 from us out of our refinance while I was hospitalized by forging documents, breaching of accepted protocols, SLIMY CRIMINAL BEHAVIOR! Routed my loan FROM our regular broker to their pet thief!
3) We set up auto debits for our mortgage payment to come directly out of our account each month. We had a 1st and a 2nd at the time which I was told would both come out starting the following month. Of course they never did. Skipped the 1st month entirely then dinged us 30 day late on my CREDIT REPORT! Started taking out the second month. WSB says "OOPS! No GUARANTEES!" Can't remove the negative on the credit report but waived the late fee! Aren't they sweet?
What would happen if EVERYONE stopped paying their mortgage? DAMN RIGHT! They would go under overnight and the FED would be helpless to bail them out!
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