I thought I was the only one putting up with Wells Fargo's overdraft policie tactics. One of their latest is a $1.41- negative bal. Which was brought to a positive bal. The next day, accruing on a 3 day non-business holiday.
Funds are drawn, deposits made, funds drawn etc. EXCEPT!
5 days later a $33.00 overdraft charge is added without any notification. NOW! I'm $30.00 over and another $33.00 O/C on top of a $5.00 continual O/C each day there after. By then its to $90.00 And Rising.
I was told by a representative I should have had Overdraft Protection. But to have O/P you need a savings to cover the overdrafts. Well! I once had a savings, and Wells Fargo "without" my knowledge closed it and transferred those funds into my checking? Discovering this some time later... I went into a short panic thinking I had been robbed.
I then opened a savings at another Bank but still use "Wells Fargo's self"service. Later I will share a incident where Wells Fargo holds cash deposited funds until they have cleared.
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