I am 76 years old & I think I got my first taste of being burned. Once by a person I know, then worse by my own Bank. Someone I know told me that their mom gave them a personal check for money she had owed her. When she finally got it, the Bank her mom deals with was closed.
She asked me if I could put it in my Bank & then my Bank would cash it and put it in my account. I thought was ok. Well, the next day my grandson did the same thing to me. I still can't believe that friends & especially your own family would do this to a person. One check was for $ 250.00 & the other was $200.00..
On day three I get a call from the girls mother & she's telling me how her daughter stole some of her personal checks. I informed her that I helped them out by depositing the checks through my ATM.
The very next morning my daughter took me to my bank & we explained what had happened. I found out the girl's mother closed out her account the day before when my bank contacted them. I went to the mothers bank with her to find out they absolutely WILL NOT RECOVER MY MONEY. So, my daughter took me to the Police Dept. And I made a report out on the two of them.
I took the report to my Bank and the Asst. Manager informed me that their Fraud dept. Also stated " THEY WILL NOT EAT THE LOSS." Well, what am I to do now? I didn't know they were stolen. So why should I loose out? My Bank said we have plenty of funds to recover things like this but, mine would not be.
I asked to make a withdrawal from my account & I was informed my Bank froze my account & I couldn't touch my own money. I had enough in my account that the 2 checks were covered. So, why am I not allowed to get my own money now? Begging for answers to help me out. I really need my money. Thank You All
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