On Janaury 21 a represetitive of Integra Financial Benifits, Only known as operator 2004 contacted me with an offer for a credit card with a credit line of $2000. This person went on to tell me how with a $249 FEE TO HELP PROTECT THIER INTERESTS THEY COULD HELP ME REBUILD MY CREDIT. IT WAS ALSO STATED THAT THIS CREDIT CARD WOULD HAVE 0% INTEREST FOR THE FIRST THREE YEARS.
I asked plenty of questions including if this was a real credit card that was unsecured and i was told that it indeed was. They told me that for signing up for this credit card i would also recieve two trips and some other perks. It turns out the $249 fee was to cover the cost of these so called perks.
The next thing was the operator stated when i question about how long it would take to reiceve this new credit card he told me it would be up to 30 business days but usually didn't take but two weeks give or take a few days. He told me they would send me a signature card for my protection (of course) and i would have to send it back before i would get my credit card.
Well i finally recieved my welcome package with all the so called perks which of course still has a denomination attached to them. The so called signature card though is an application that requires you to fill out send in with another 39.95 for a mastercard that you have to put your own money on to use the card. I could have done that though my bank for $10. Unfortunately i was hooked and reeled completely.
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