Recently I was sent a credit card application from Credicorp inc. They said Congratulations to me and that I had been pre-approved for a Platinum Card membership with a $10,000.00 credit limit valid toward all credit purchases from credit provider.
They asked that I mail my $37.00 annual fee by check or money order for immediate activation along with the notice.
It was left, Sincerely, Robert J. Armstrong, New Accounts Manager. Also, with a P.S. That full details of my membership benefits would be included with my new Platinum Card. If you are not completely satisfied, you have a 60 day refund of money guarantee.
Also, at the very bottom in small print was a note: the $37.00 if fully refundable (in bold print) with your first purchase using your $10,000.00 credit limit.
It had at the top of the page along with my credit limit, the 12%interst rate and Applicable Law: Missouri
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