On Jan. 4 Unifund CCR Partners Otherwise known as Providian garnished my income tax. My checking account was frozen and when I called the my bank (Florida Telco Credit Union, phone 904-723-6300) they were prepared to provide me a addres to the Lawyers handling my case.
I called information and called Jacobson, Sobo and Mozell myself. (out of Plantation, Fl ph 954-587-1968) I spoke with their account manager Douglas who stated at first they would work out a payment arrangement but then switched and said if I wanted my account to be unfrozen I had to pay the amount in full. ($1816.31) I had just received my income tax check ($4885 on Jan 28 direct deposited) and was unable to access my account.
So I sent a fax to them telling them to take the money and unfreeze my account. The Lawyers were in the office because Douglas said they were. Every time he switched my to their phone all I got was their voicemail. After about 10 phone calls and a fax later they finally called and stated they sent the info to the bank.
I am a single parent, had no money, and was unable to get what was remaining in my account. How could they do this to me? How, how how? This should be against the law that they could do this to people. The lawyers were such cowards that they had Douglas to call before they did and ask me how I was doing!? When I called them to inquire if they had received the fax, all they could say was they had to search for it in the mailroom. This is grossly unfair.
I had to give the permission to get the money in the attempt to feed my children, pay my mortgage and pay bills with the remaining balance (approx $1500). I still have no money and have no proof that ANYTHING was sent to the bank. I know I'm not the only one this was done to. Someone else would have taken the initiative to go to Plantation, Florida and handled the situation otherwise. Why doesnt the law do anything to stop these people.
Today I realized the bank that I had dealt with for the last 10 years had no loyalty to me as a customer. That's a real dissapointment and having everything ripped out from under me and no leg to stand on. My fear is that this is being done to people nationwide and the more people affected the more likely people will take the law into their own hands. I know at this point I have no recourse and they have their money but this is grossly, grossly unfair.
I'd like to hear something back from you even if its not in my favor. I shouldve known better, A co-worker told me they garnished her paycheck and she didnt find out about until payday. This type of business practice is nothing more than legalized stealing.
0 comments