I have a small private student loan (not sure how I got it since I just accepted whatever my university gave me) that does not allow for any deferments or forebearances (unless I want to $50 every 3 months). I have a new baby at home and my husband goes to school full-time and works part time. The only way we eat every month is with food stamps. We barely have enough money to pay rent, and have been reducing our other monthly expenses all that we can. If I could pay off the loan I would in a heart beat. It is the loan we will pay off as soon as my husband is done with school and has a real job.
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