I bought a car 3 years ago, and my interests rate for the car payment quoted by the car shop was so high at that time (more than 17%). I later found out that Palisades Collection file a report on my credit history without even informing me.
Palisades Collection was saying that I owe about$700 from Bank One. As I can record, I had a credit card from Bank One about 10 years ago, and I always paid off the balance.
December I received a letter from Merchants' Credit Guide Co., which saying they are representing Palisades Collection to collect the $700.
I just wanted to share my story with other victims. Thank you.
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