I recieved a phone call, asked if I would be interested in talking to the supervisor. I said yes, was given a confirmation number for when they called me back.
The supervisor called me back, asked for the confirmation number, explained that I had applied for a card with them in the past and was denied but if could show proof of an active checking account, just giving them the bank name and routing number they could verify and give me approval. He spelled his name for me, JEFF HELQUIST, gave me his extension, 214, assured me that my bank account would not be accessed.
I asked all the questions, how much available credit on the 500.00 given, is this a online shopping card, how much of a yearly fee, you are not going to just send me a list of credit cards that I might get??? NO NO NO just the fee of 129.95 charged one time. I would recieve the paperwork in the mail choosing a visa or mastercard and sign so that my signature was on file. After three months of on time payments my credit limit would be increased. Don't over spend but fill your car up with gas and pay off the balance. Get you credit on track.
He called three times, making sure I had all of his information and told me to call him at his extension anytime if i had any questions. He could tell I was leary several times during our conversation, and had even told him I did't want the card and he hooked me back in and assured me this was perfectly legit.
I just wanted to establish my credit and get it back on track. So the outcome is I called to check my bank account to see what checks had cleared that I had written and there was this weird check number, nothing that was out of my check book. I knew the minute I heard that check number that phoenix was a scam and they took me for 129.95.
Of course it has been three weeks since they called and I have recieved nothing in the mail. So today I tried and tried to call and got a recording, over and over and over. I left a nasty message not that that matters because they are probrably in the carribean on all of our money.
So tonight I tried to find them on the net and low and behold look at the can of worms that I opened. I will be demanding the money be credited to my account at the bank tomorrow, I will be calling the sherriffs office and the news.
Anyone wants to take this any further, lets do it. I am willing to do whatever it takes to put these places under who prey on hardworking people who have had financial diffuculties in the past and just want to reestablish a little something for themselves. I did write down the confirmation number, the phone number that they gave me, I know there are others, and it is on file with my bank the check number they used to get my money. I'm pissed.
Kate
monroe, North Carolina
U.S.A.
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