Just like the rest of you all I received a bright yellow letter informing me that I have a credit line for 5000 bucks. I was very hesitant at first.
My credit is shit, straight up so I knew no reputable credit company would give me a credit line for $5000. Decided to read the back page - with the font size being about a 2 and light, light gray letters - and discovered it's not a charge card but a card where you have to buy there merchandise and get this they do NOT replace lost, stolen or damaged cards!
They also do not give you a phone number to call them so that should be an indication they were full of shit. Reading these posts I see that I was correct.
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