This company should be shut down immediately. They do not answer your questions honestly so you can make a wise decision about using their services. They charge OUTRAGEOUS interest rates. I took out a loan for $200 and have already paid them $350 and by the time it is all said and done I will have paid them a total of $640.00 on a $200 loan!!! I was told something completely different when I decided to use their service. Their customer service reps are absoultely the rudest people I have ever had to deal with. I truly hope that those who think about using their service check this website before even thinking about using them!