First Flagship would not process our credit card receipts and told us that we would have to wait 180 days for our money. We said that would not be a problem. The rep for I-Payment, Sara Lopez, then told us that even if we waited she would make sure we wouldn't get the money. She went as far as to say she would put us out of business.
Our rep., Michael Sarnese, was no help once all this started. He wouldn't return emails or phone calls. So we closed our account.
Two weeks later our account was debited for over $400. They set up the funds transfer from our bank account so that if we didn't dispute it within 24 hours, we couldn't file bank fraud charges against them.
That's the way the scam works. The goal is to set you up with Flagship so they can get access to your bank account. Then they make you close your merchant services account and I-Payment cleans you out with no recourse by you.
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