Today I received a settlement letter from NCO asking me to pay $335 of a $446 bill. This is the first letter I ever received from them and according to the letter its regarding a Sam's Club consumer balance. I have never held a Sam Club card in my life.
Don't credit agency's send you collection letters prior to a settlement request? There is something really bogus about this company, especially since I don't have any outstanding bills as such. I tried calling them a got a recording where they asked for my SSN. Like I would give my SSn to anyone, especially them.
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