I feel that I have been a victim of BB&T since they changed their deposit policies back in April. I have had my checking account with them for 11 years and am being treated badly. They are holding regular deposits for a day and a half!
Not only that, here is the kicker: One Thursday afternoon I was out of gas, so I put $20 in my car. First thing Friday morning, I deposited CASH into my account to cover the gas charge. Cash posts immediately, I was told, and even the first $100 if it's a check. Sounds good, right? Well, the gas charge posted Friday at midnight and I was hit with an overdraft fee! I called them first thing Monday, and it was explained to me that even though the cash was in there, it does not post immediately (even though I could withdraw it from the ATM if I wanted to). Oh, and they couldn't refund the NSF fee either.
Can we get a class action lawsuit started here? I know I'm not the only one being victimized by BB&T with their unethical banking practices.
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