I had an available balance of 364.28.
Fri I spent $15.28 (4 transactions).
Sat I spent $107.91 (2 transactions).
Sun I spent $8.73 (1 transaction).
OK, that's a total of $131.92.
Now subtract that from my available balance (at the top).
It gives you $232.36.
Mon I withdrew $160.00.
I also spent 33.75 in gas but was only charged $1.00.
That leaves me with $38.61.
Also Mon. I deposited $140.00 back into the bank. Nothing was pending, not even the gas yet, so that leaves me with 178.61 because of my childcare check for $145.00. The gas didn't post until Tuesday, and neither did the check.
When I checked my online banking Tuesday morning, everything was overdrafted and everything said Monday, which was OK, but the gas and the childcare check should have been Tuesday. I had checked my balance before I put the money in there that night and it said $71 and some change, because the gas wasn't out. So the other 2 transactions shouldn't have posted until Tuesday, but they batched my account all to 10/27 and charged me $315.00 in overdraft charges. It left me at -431, and when my check posted later on Tuesday, the 140 from that left me at -231.
So I'm closing my account, because they said there was nothing they could do and it wasn't a banking error. But the bank told me what I had in my account, and so did one of the merchants.
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