In my opinion, PayPal failed to screen and adequately check the backgrounds of the individual sellers who sold to me.
The 2 sellers who ripped me off were allowed to set up (I think) fraudulent accounts with PayPal and then sell me 2 items at $3000 each, for a total of $6000. One PayPal user did not even send the item after it was fully paid for and told me that they were never going to send it, even though I paid in full. The 1st seller even told me they did not have the item.
The second seller sold me a $3000 item and sent me a very old replica worth $5, and I paid in full 5 minutes after the sale ended.
In my opinion, the above is an example of the lack of screening and background checks PayPal does with regard to setting up new user accounts. In my opinion, PayPal needs a better screening process. I feel that they should be liable. Also, how are you supposed to trust their service when this type of thing occurs? If they recovered my funds quicker I would be happy, but they are extremely slow in doing this and allow way too much time for sellers to get away with the money and run. My performance at my current job has suffered from the time I have spent submitting evidence to PayPal, only to find out it takes a very long time. I have suffered loss of time and money, and I have suffered mental anguish as well. Beware!
*Variances of monetary amounts above are vital to maintaining my anonymity. I have also notified law enforcement agencies and various regulatory commerce agencies.
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