I was laid off from my job in August. It was 6 weeks before I found another job. Naturally we got behind on some of our bills (including our car loan with Americredit) We have desperately tried to catch up. We are currently 1 month behind now. These other horror stories really have me worried. Americredit calls my home at least 8 - 10 times a day, even on Sundays, which really makes me mad. I finally told the lady I was tired of them calling, there was no need in 8 times a day. I have children who go to bed early. They have called as late as 9:00. I'm not trying to get by without paying, it is going to take us a little while to catch back up. Why can't they understand that?
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