I was in desperate need for emergency money and this company approved me for $400. Little did i know the process was quicker than getting a normal loan. Customer service called me and told me they can get the funds in my account within twenty four hrs. They told me that i need to be on the phone with then when they call my credit union giving then permission to deposit money and which they tried calling my credit union and started they had no answer. I was then told that i would have to fax them this info the following day.
I was kind of discouraged but when i checked my account that next morning my loan had already been deposited. It was really unclear to me due to the fact i didn't prove i had this account. Now I'm told after i get the money my first payment will be $60 with a balance of $400. How desperate i was $60 want bad. I made my first w payment of that amount then they began deducting $120 with none of this was in the terms. I tried to contract then via phone and internet.
I received no responses thru internet so i called several times in which you will be paced on a hold for a ridiculous w amount of time then you will get someone that can barely speak English. I asked if they can defer my next payment and i well party then in full with my next check and they stated i can't do that. So i had to do an emergency stop payment to my bank and pay a fee. This time no payment was taken. However the next pay date the amount of $120 is due and they take out over $700 it of my account. They ruined my trust with them and i can't feet in contact with them. I just hope they don't continue. They definitely are fraud.
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