If you need credit scores from all 3 reporting agencies, this is the place to go, as you don't have to order reports from all 3 separately. Last time I checked, when you order a free report from each agency, all you get is the report, and NOT the all important credit score. So this company gives you all 3 scores on 1 page, which is nice.
But be careful of what you are signing up for. When you register, you are inadvertently signing up for a credit monitoring service at a monthly cost. So here is what you do...
Order your reports and then cancel the SAME day. However, I tried to cancel via the internet and their web site was "conveniently" down for maintenance, and when you hit the back button to try again, it erases all the data. So do yourself a BIG favor - CALL them and cancel over the phone. Then they will give you a confirmation number so if they try to charge you a monthly fee you can contest it with your bank or cc company. Works like a charm if you know how to work the system right.
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