I was contacted by letter for an old visa debt from 1997 that i had paid and settled in 1997. All during the summer of 2003 letters from this company arrived at my parents house under my maiden name. I had just thrown them all away since i knew that they had no claim on me according to the laws and the staute of limitations for the state of texas.
On march 20th i got a phone call from this compnay at 8 am concerning my "debt" which a Mr. Tyrone Davis informed me was to the tune of 2,824.85 and if i didn't pay up they would sue me and have this debt put back on my credit record for another 7yrs.
I informed Mr Davis of what my lawyer had said and he told me my lawyer was mis-informed and that i do still owe the money and that there was a lawsuit against me in travis county. At this point i did become very suspious since though most of austin is in travis county my address is in fact not in that county.
I told him i was not gonna pay the debt since my ex-husband owed the debt and i made the mistake of mentioning his name. Mr Tyrone finally hung up after much agrueing. I found out later that day he called my ex-husband in San Antonio and tried to get him to pay the debt and lied and told him that he had a copy of our divorce decree.
That company called me back and tried to get me to fax them a copy of my divorce decree at which point i hung up on them. They called me like 4-5 times but i refused to answer the phone.
Three days later i received a letter from that compnay asking for my credit card number to pay my debt and get this they still had my name wrong but instead of my maiden name they addressed it to my me using my ex-husbands last name. They also had my current address instead of my parents address.
These people need to be stopped!
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