In good faith, I set up a debt reduction plan with A New Horizon. The initial cost was $361.00 to be refunded when I quit the program. This money was held by them until I gave them a second payment of $361 for my bills. I was also promised I could quit the program at any time.
Well, I gave A New Horizon a list of all my creditors and accompanying details. They sent me documents to fill out and send to each creditor. They told me they had set up a plan to eliminate late fees etc. And followed up on the agreements.
Well, as my bills kept coming, the late fees kept going up and up. A New Horizon paid the bills late. The amounts of my debts actually increased in their hands. They did negotiate a few of the interest rates, but not all.
I finally got fed up with them and starting reducing my debt myself by paying additional payments. That is how I reduced my debt, by myself, not with their help. They charged me $6/month/account. But they did not earn the money, I did all the work to negotiate problems and to pay my bills.
They are unethical, fraudulent, and a rip-off!
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