They assured an inexpensive cost. Our cost wasn't inexpensive. The total amount they believed I'd have to conserve over four decades would not have now been enough to pay for my lenders. Their employees wasn't effectively educated and were inexperienced. These were seriously understaffed, which makes it difficult to achieve them sometimes. Our negotiation trained modified continuously. They suggested I make an application for a mortgage-modification through their organization, that I had been refused. Which was another $300. They gathered $11,000 in costs in advance that they did nothing. I had been being prosecuted by Uncover and was compelled to record bankruptcy.