DO NOT sign up with Cardservice International-First Data for credit card processing. Their fees are excessive and they are a RIP-OFF. I was being charged $20 each month because I was "non-compliant" in addition to $175.00 each year I was "non-compliant" for PCI rules. No one told me about this or how to go about it first of all and second of all, other processing companies weren't even charging these fees at all! This money went into the pockets of First Data not the credit card industry as I was told when asked what this money was for or what it did for my company, nobody could give me an answer for that because it was just another way to strip hard earned money from already struggling small businesses. So I wised up and closed my account finally thinking I would be through with them and their high fees. Wrong, they tried to get $75.00 more dollars from me for an "account closure fee". I have to play to cancel MY account with you? WHAT A JOKE. Anyway, the money wasn't in the account to pay the fee because I wasn't told about it when I cancelled so I got charged an overdraft fee from the bank. I will be going to the bank to close my business account so they won't be getting that fee from me.
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