When we first signed for aout home loan we were promised that our home owners insurance would be included as well as our property taxes. Which neither one were. We also were promised that within six months we could refiance to have both loans on one and not have to have a first and a second loan through them. They denied us right off the start. I then became pregnant with my thrid child. He ended up with acid reflex which resualted in breathing problems (causing us to have to make him go through breathing treatments). I there for had to quit my job or in the end I would have lost it due to all the sleepless nights and the frequent visits to the DR office. I would look much better on my file to quit than get fired. I was in and out of manpower jobs and part time postions. I have wrote and faxed several hardships letters to C-W asking for their help as they explained for me to do to have help from them. All resulted in NO every time. Therefore we ended lsosing out home and it went into foreclosure. We tried several times to get refianced through them and everytime they denied us.
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